RubyRummy' s Terms of Service

All products and/or services relating to the rummy game (collectively called "Services" hereinafter) provided to you and offered by RUBY INFORMATION LIMITED and/or its affiliates, subsidiaries, associates and partners (hereinafter referred to as "We" or "Us" or "RubyRummy" or "Our") through the website (hereinafter referred to as the "Website") are subject to these Terms of Service (hereinafter referred to as "Terms").RUBY INFORMATION LIMITED is the operating company for Rummy” RubyRummy" ,the official website is


You may note that if any single term mentioned in RubyRummy' s Terms of Service is found out to be either unlawful or unenforceable or is determined to be invalid or voidable or void for any grounds by either a judicial or quasi-judicial body in India, it will not by any means affect the enforceability and validity of our mentioned Terms of Service.

If you do not wish to adhere to our Terms of Service or any of our future changes or modifications to our Terms, you may opt to cease the use of any and all features of our website along with any services that we offer.


We advise you to read our Terms carefully and understand them properly. All the clauses in the Terms of Service of RubyRummy are expressed clearly below and included in the medium of reference that can be accessed by clicking on the related links. You should make sure that you have read and clearly understood our Agreement before becoming a member of RubyRummy and you must agree to follow our Terms of Service, Privacy Policy and Game Rules. You are by all means bound by our Agreement in any Instance when you choose to use our services or games or software. We reserve the right to modify and amend our Terms at any time. When we do make changes, we will inform you by sending you "Notice" at your email address registered with us. We will also update any changes on our website. We may make changes to the Terms In order to review any of our policies and game rules. If you do not agree with the changes and new rules, you can choose to cease using our Services of online rummy games by deleting your account on RubyRummy and informing us that you have deleted your account. If you continue using our Services after any amendment or changes to the Terms of Service by us, It will be assumed that you have agreed the changes made to the Terms of Service and you agree to abide by the new rules.

Description of Our Rummy Games Services

We provide our users and members with an excellent opportunity to enjoy our multiplayer rummy games 24x7. You can play online rummy, a game of skill, with our seamless software and IT services with other online rummy players on the Internet.

Our Services are only intended to allow you to play rummy for the sole purpose of entertainment. As online rummy is 100% legal in India, RubyRummy Is not responsible for any acts of betting and gambling that may take place outside our App. The states of Andhra Pradesh, Assam, Sikkim, Nagaland, Meghalaya and Telangana do not permit to play our rummy games.

We are legally obliged to deduct tax at source (TDS) on the winnings of more than Rs.10,000/- in a single tournament, a single Pool Rummy game, or a single Points Rummy game. TDS at the rate of 30% will automatically be deducted from any such winnings, and in such cases, you will be required to provide us with your Permanent Account Number (PAN), if you have not already done so. We reserve the right to verify your PAN from time to time and to cancel any prizes should your PAN be found inconsistent in our verification process.

Jokers and Game Variants

At RubyRummy, you can play 13-Card Pool Rummy, 13-Card Deals Rummy, 13-Card Points Rummy and Rummy Tournaments.

The users can take advantage of printed Jokers and wild Jokers to win a game In all of the above-mentioned game variants except the Tournaments, wherein only wild Jokers are available.

Membership Eligibility to Play Rummy Games

We do not allow people who are under the age of 18 years to play our games, as there could be possible restrictions on granting games access to anyone who is below the age of eighteen years. You should be well aware that if you allow or assist anyone who is below 18 years of age to access our Website or Services on your computer or Internet-enabled gadgets, Internet connection and/or accessibility (either borrowed or owned or leased), you will solely be responsible for your act and accept complete liability for any outcome. Neither RubyRummy, nor any other third party content provider nor their related agents shall/will be responsible and liable for any direct or indirect, incidental or consequential injuries or damages that can arise as a resuh of the use of or inability to use our Website by the user who is below the age of 18 years, regardless of instances when such party or agent has been warned of or advised against the possibility of similar injuries or damages.

We reserve the right to request/demand your proof of age at any moment to check and verify that no minor is using our Services to play rummy games. We also have the right to ban any person from playing our rummy games, if the person provides a false proof of age or is under suspicion of being under¬age.

Creation of User Account and its Operation

To play our rummy games, you are required to register with us on our Website. After you click on "Register", you will have to create your own login name and password along with additional information that may not be mandatory.

For security purposes, you may be required to verify the authenticity of the information you have provided, which may require additional proofs and documents. If you fail to provide them, we reserve the solemn right to suspend or terminate your user account and registration on our Website. You should know that we are not obligated to cross-check or verify your information and hence we do not take any responsibility for any consequences or outcomes that may result from your providing false, incorrect, incomplete, concealed or irrelevant information. Therefore, you are required to provide us with complete and authentic information to the best of your knowledge to play our online rummy games. Also, you should not be a politically exposed person or convicted of any crimes. You should not be on the UN sanction list/ work for UN sanction list.

Geography Jurisdiction, Payments and Player,s Funds

You acknowledge that people living in territories classified as Restricted Territories are prohibited from playing on RubyRummy or using RubyRummy services. You agree to not access the RubyRummy Website or App from a Restricted Territory. Accessing the RubyRummy Website or Mobile App from a Restricted Territory by using IP or GPS masking software programs such as Fake GPS, GPS Spoofer, etc. Is a breach of RubyRummy's Terms of service. Such breach of our Terms of Service will result in you getting permanently locked and the deletion of your RubyRummy account with forfeiture of all the balance in the account. Furthermore, such an action Is also a violation of applicable laws, and you shall be solely liable to any penalties and/or penal action under applicable laws.

We have the right to cancel a transaction at any point in time solely at our discretion, in which case if the payment is successfully made, then the transaction will be reversed and the money credited back into your payment instrument. Player funds are held in trust by us In specified bank accounts. RubyRummy keeps all its players' funds unencumbered and your funds will be remitted to you in due course subject to the Terms and Conditions applicable to the withdrawal of funds. Funds held in your user account are held separately from our corporate funds. Even in the extremely unlikely event of an insolvency proceeding, your claim on the deposits will be given preference over all other claims to the extent permissible by law.

Your Password, Your Responsibility

After you have registered on our website, it Is your sole responsibility to make sure that you do not disclose your passwords to anybody, be it your friends, family members, third party, or anybody whosoever. Please create a strong password of minimum 8 characters so that it can not be tampered with. We will notin any way be responsible if your user account is logged in to or accessed by anybody else by using your password.

Technical Failures

It Is possible that you sometimes face disruptions including, but not limited to, errors, disconnection or interruptions in communication because of issues in the Internet services, software or hardware that you are using to avail our Services. RubyRummy shall not in any way be liable for any network disconnection on your computer mobile or device caused by any fault or error at your end and shall not compensate you for any losses arising from such disconnection. In case of any disruption of service at RubyRummy's end while a game is In progress, RubyRummy shall cancel the game and refund your points of the status of the game. While playing a game, you take full responsibility for the risk of Internet disconnection or interruption of communication between your computer/mobile/device and the RubyRummy.irfs servers, any lag in or freezing of the game or software, or any other problems attributable to your computer/mobile/device or network. RubyRummy shall not be responsible for any disconnection of your computer, mobile or device from RubyRummy.ln's server, except in the case of a crash of RubyRummy.irfs server. If there is a disconnection or disruption for a short time in the middle of a game, you shall remain seated at the table and can resume to play once the connection is restored, unless you have been eliminated.


RubyRummy is committed to providing updated, accurate, complete and reliable information by publishing it on the Website. However; it Is to be noted that we do not represent the suitability of the information published In documents or any other information that is updated on our website. Therefore, all the information and related graphics and images are to be considered “as Is" without any warranty whatsoever expressed or implied by us. We hereby solemnly disclaim and discard all warranties about this Information as well as all Implied warranties and conditions of our merchantability, title and non-lnfrlngement, appropriateness to any particular purpose, and accuracy of our site, software and games of rummy. We do not give any warranty that the servers of our online rummy games will run error-free, uninterrupted, or that they will not get affected by bugs, defects or viruses of any kind. Hence, we reserve the right to determine at our sole discretion whether any issue at our end is responsible for any error or disruption or malfunction. We can limit your playing of our rummy games or tournaments or terminate your account if we determine that you are responsible for causing any malfunction or disruption Intentionally, RubyRummy Is not liable for any assumed or potential wins in any unfinished rummy games or tournaments on the Website.

Software Usage

It is strictly forbidden for anyone to use our software for any commercial purposes. Our software is meant only for playing rummy games for personal entertainment. You must use your RubyRummy account only for playing games on the Website and should not attempt to manipulate, decode, modify, disassemble, decompile, reverse or re-engineer our software in any manner. Please note that Use of Bots or Automatic Play Is prohibited. Any attempt to use artificial intelligence that includes, but is not limited to, robots, in connection with our rummy games and software is strictly forbidden. All the actions on and related to the Website that you perform must be executed by you only through the user Interface that is accessible on our Website

Fair Play policy

We take the fair play of Online Rummy on RubyRummy very seriously. In order to prevent any form of fraud or unfair play in our games and on our site, all user actions including deposits, Identity verification, rummy games, and individual hands are monitored to ensure a safe, legal and fair environment for all our users. Rummy can be played by you with your circle of friends, but as a social game, not a team effort. Every single game must be a fair individual effort. Hence, as part of the Fair Play Policy and to prevent any form of fraud and in-game collusion, all user actions are monitored and recorded as mentioned above. Any detection of a breach of our Fair Play Policy, such as, but not limited to, fraudulent deposits under a stolen identity or collusion in play, shall result in prompt and serious action by RubyRummy against the suspected user, as detailed in the section entitled Breach and Consequences below.

  • 1.1 Anti-Cheating and Anti-Collusion
    • 1.1.1 You undertake that you yourself will play in all Games for which you register/whlch you join and not use any form of external assistance to play. You shall not add any unauthorized components and not create nor use any cheats, exploits, bots, hacks or any other third-party software designed to modify the Website. You also undertake that you will not use any third- party software that Intercepts, mines or In any way collects information from or through the Website or through any of our Services. Any attempt to employ any such external assistance Is strictly prohibited.
    • 1.1.2 Formation of teams by you and any other user(s) for collusion or any form of cheating In the Games on the Website Is strictly prohibited.
  • 1.2 Anti-SPAMMING: Sending SPAM emails or any other form of unsolicited communication for obtaining registrations on the Website to benefit from any promotional program of RubyRummy or for any other purpose is strictly prohibited.
  • 1.3 Multiple IDs: Your registration on the Website Is restricted to a single user account, which will be used by you to avail yourself of the Services provided on the Website. You are prohibited from creating or using multiple user IDs for playing on the Website or using our Services.
  • 1.4 You may not create a login name or password, or upload/distribute/transmit/publish/post content through or on the Website or through any service/facility including any messaging facility provided by the Website which:
    • 1.4.1 is libellous, defamatory, obscene, intimidating, invasive of privacy, abusive, illegal, harassing;
    • 1.4.2 contains expressions of hatred, expressions hurting religious sentiments, or expressions related to racial discrimination or pornography;
    • 1.4.3 is in any way objectionable or undesirable (whether or not unlawful);
    • 1.4.4 is or can be construed as an incitement to commit a criminal offence;
    • 1.4.5 violates the rights of any person;
    • 1.4.6 is aimed at soliciting donations or other form of help;
    • 1.4.7 violates the intellectual property of any person and/or any legally formed entity;
    • 1.4.8 disparage in any manner RubyRummy or any of its subsidiaries, affiliates, licensors, associates, partners, sponsors, products, services, or websites;
    • 1.4.9 promotes a competing service or product; or
    • 1.4.10 violates any applicable laws.
  • 1.6 In the event that we determine that the screen name chosen and created by you is indecent, objectionable, offensive or undesirable in any way, we shall notify you about ft and you shall promptly provide us with an alternate username so that we can change your existing username to the new name provided by you. If you fail to provide an alternate username, we reserve the right to either permanently suspend your user account or reactivate your user account only after you have provided a different, acceptable username. fl
  • 1.7 You shall not host, Intercept, emulate or redirect proprietary communication protocols, if any, used by the Website, regardless of the method used, including protocol emulation, reverse engineering, nor modify the Website or any files that are part of the Website.
  • 1.8 You shall not frame the Website. You may not post or upload editorial comments, commercial material or any Information on the Website, alter or modify Content on the Website, or remove, obliterate or obstruct any proprietary notices or labels.
  • 1.9 You shall not use the Services on the Website for any commercial purposes including, but not limited to, use in a cyber cafe as a computer gaming center, network play over the Internet or through gaming networks or a connection to an unauthorized server that copies the gaming experience on the Website.
  • 1.10 You shall not upload, distribute or publish through the Website any content that may contain viruses or computer contaminants (as defined in the Information Technology Act 2000 or such other laws in force in India at the relevant time) which may interrupt, destroy, limit the functionality of or disrupt any software, hardware or other equipment belonging to us or that aids In providing the services offered by RubyRummy. You shall not disseminate or upload viruses, programs, or software to the Website whether it Is harmful to the Website or not. Additionally, you shall not impersonate another person or user and not attempt to get another user,s a password, account information, or any private information, nor harvest their email addresses or any other information.
  • 1.11 You shall not purchase, sell, trade, rent, lease, license, grant a security interest in. or transfer your user account. Content, currency, points, standings, rankings, ratings, or any other attributes appearing in, originating from or associated with the Website.
  • 1.12 Any form of fraudulent activity including attempting to use or using any other person's credit card(s), debit cards, net- banking usernames, passwords, authorization codes and mobile phones for depositing money into your RubyRummy user account Is strictly prohibited.
  • 1.13 Accessing or attempting to access our Services through someone else*s user account is strictly prohibited.
  • 1.14 Winnings, bonuses, bonus codes and prizes are unique to the player and are non- transferable. In the event you attempt to transfer any winnings, bonuses or prizes, or share special bonus codes, the benefits of the same shall be forfeited.
  • 1.15 RubyRummy's Officers, Directors, Employees, Consultants and Agents and relatives of such persons ("Associated Persons") have no access to the site's systems, databases, server-side operations, and RNGs and have no such information that allows any manipulation of the cards that are dealt and have no special access other than what Is available to any user of the Website.
  • 1.16 You shall not post any material or comment on any media available for public access that, in our sole discretion, is defamatory or detrimental to our business interests, notwithstanding the fact that such media is not owned or controlled by us. In addition to any other action that we may take pursuant to the provision hereof, we reserve the right to remove any and all material or comments posted by you and restrict your access to any media available for public access that is either controlled or moderated by us, when In our sole opinion, any such material or comments posted by you is defamatory or interests.
  • Breach and Consequences

    If we have evidence, through our investigations or reasonable belief, of a breach of our Terms of Service by you and/or that your continued access to our Website is detrimental to the interests of RubyRummy or our users or the general public, then we reserve the right to take one or all of the actions below at our discretion: Permanently suspend your user account on our website. Demand and order damages for breach of RubyRummy Terms of Service and take required civil actions to recover damages. Initiate steps of prosecution for damages and violation that Is equivalent to offences In law. Put restrictions on the access of our games by users who are suspected in cases of cheating or colluding. Bar you from playing or registering on RubyRummy in the future, as we reserve the right to restrict you from playing our online rummy games. The action taken by us will be solely due to your breach of our Terms of Service; the action shall be final and decisive that will be binding on you. Any action taken by us will be without any prejudice to our other rights and remedies that are mentioned and available in law or equity.

    Governing Law, Dispute resolution and Jurisdiction

    The agreement in our Terms of Service shall be followed, governed, and interpreted and construed in accordance with the laws of India. All or any disputes, complaints, differences, etc, shall be subject to Arbitration under the law of Arbitration and Conciliation Act of 1996.

    detrimental to our business


    All the online content, materials and information on our website are collectively referred to as 'Content? It Includes a wide range of online Items like images, designs, multimedia clips, graphics, logos, information, text content, games, software, animation, marks, hyperlinks, and pictures. These content, whether or not belonging to us, are thus protected and secured by applicable Intellectual property rights. In addition, we are free to record and use, in any manner whatsoever, all chat content, images, emails, and recommendations sent by any member or user of our Website, as they form a part of the Content of RubyRummy. We would also like to inform you that our Website may contain information about third parties and have hyperlinks to them. We are not responsible in any way for the Implied warranty about the quality, integrity or accuracy of the content that belongs to the third party websites. You may rely on the third party content posted on RubyRummy solely at your own discretion, risk, and liability. When you visit such content, you will be subject to applicable terms and conditions. We hereby declare that we do not control and are not responsible for any content belonging to third-party websites, as the hyperlinks given do not mean endorsement of the websites or website pages linked to by us.


    When you register with RubyRummy, you will receive notifications regarding special offers, updates, contests, account activities, etc. through SMSes, emails and direct malls. Your Account must be KYC-approved to be eligible for any promotional offers such as bonuses and promotional prizes. If any aspect of your contact information or KYC (ID, Address, Email or Mobile) Is not approved or verified, you shall not receive any promotional amounts or prizes. All the details of all our promotions are available in the "Promotions" section on the Website. Each promotion has its own Terms and Conditions, which are clearly explained on the respective promotion pages. All the cash bonuses and deposit bonuses have additional terms and conditions, which may differ from offer to offer In accordance with the applicable bonus plans. Any Bonus offer may not be claimed in conjunction with any other bonus offers offered by RubyRummy at the time. Once you activate the bonus code, any bonus codes and offers being utilized by you previously will become invalid and inactive automatically and you will stop receiving their benefits. You will only receive disbursements for the active bonus code.

    Refund Policy

    A detailed explanation of RubyRummy's Refund Policy is given below: Cancellation of Games RubyRummy is not responsible for any loss resulting from the cancellation of any games due to Service outages caused by the failures of our service Droviders.